Absa Personal Bank

Setting one pattern across a 29-page redesign

(Discovery + Competitive Benchmark + UX Design)

Shipped 2024 · measurement pending

A designer’s desk at dusk lit only by its screens: a large display showing Absa’s vehicle finance page, headed Finance, insure, drive!, with a vehicle finance calculator beside it, and a laptop to the left showing app screens laid out in a design tool.

(Overview)Absa sells vehicle finance in more shapes than one page can hold, from a Shari’ah-compliant product to a page about a single document. I did the information architecture and the user experience for the redesign, and set one page shape all of them could sit in, including the ones built after I had gone.

At a glance

Client
Absa bank
Sector
Financial services
Year
2023–2024
Role
IA and user experience
Scale
29 pages
Status
Shipped

The problem

A page that sells finance and a page that points at a document have nothing in common. They had to look like they did.

Some pages sell finance. The standard instalment sale, the Shari’ah-compliant product and the auction pages all end in an application.

Some sell a service instead. FASTBuy is a way to sell your car when in distress, the dealership page is a way to buy one privately, and the debt-help page sells nothing at all.

And some just hand you a document. Two of the twenty-nine exist so that somebody who already has the loan can get a NaTIS certificate or a cross-border letter without phoning a branch.

Without a pattern, they would have looked like twenty-nine different companies, and every change after launch would have meant twenty-nine changes.

Seen over the shoulder of a bearded man at his desk at dusk, holding a phone showing Absa’s vehicle finance page on mobile, headed Apply for finance that works for you with an Islamic Vehicle Finance card. On the large display behind him, the same page at desktop width, headed Finance, insure, drive!, with a vehicle finance calculator beside it.
Absa Personal Bank Setting one pattern across a 29-page redesign

Outcomes

Every page got one shape, and the button is the only thing that changes.

One page shape carries all twenty-nine: a headline, a single line under it, and one button that says what the page can actually do. Finance my car where you can apply, Apply now on the auctions, Call me back where a person has to ring you, Terms and Conditions on the promotion.

The pattern is doing its clearest work on the two smallest pages. The NaTIS page and the cross-border letter page carry the same sentence, one noun apart: “Easily access your NaTIS document from your Banking App or Absa Online.” Nobody had to design those. The shape was already there.

Pages redesigned
29
Distinct page patterns
One
Products, one calculator
2
Labels, not a rebuild
5
A designer’s desk at night lit by its screens: a large display showing Absa’s vehicle finance page headed Finance, insure, drive!, and beside it a laptop showing the Absa Private Buy Car Dealerships page, the same page shape holding two different products.
Absa Personal Bank Setting one pattern across a 29-page redesign

Role

I benchmarked the competition, designed the information architecture, and set the page shape and the pictures that fill it. Other people wrote the code.

What I did

  • Information architecture across the section
  • User experience and page layout
  • Competitive benchmark (Confidential)
  • Analysis
  • Image selection

What the team did

  • Front-end development
  • Everything after handover

Gallery

01 / 06

One card pattern, four products
The working file, wired and marked up
One page, two widths
Relabelled for Shari’ah compliance
The busiest page in the set
A promotion, held to the pattern

Use the left and right arrow keys to move through the images.

01 / 06

A large display on a desk at night showing the Apply for finance section of Absa’s vehicle finance page: four cards side by side, Vehicle Finance, Islamic Vehicle Finance, Customised Credit Protection and Rev up your vehicle finance, each with its own illustration and buttons.
One card pattern, four products
A Figma file seen full screen: rows of page frames for the vehicle finance site, each labelled, joined by purple component links and blue prototype connections, with a red sticker reading Needs to change on one of them.
The working file, wired and marked up
Seen over the shoulder of a bearded man in an olive jacket at his desk at dusk, holding a phone that shows Absa’s vehicle finance page on mobile, with the same page at desktop width on the large display behind him.
One page, two widths
The vehicle finance calculator on Absa’s Islamic Vehicle Finance page: Price of vehicle, Deposit (Initial Payment), Balloon payment (20%) with a slider from 0 to 40, Profit mark-up (Rate) at 9.75 percent, Payment term (months) at 72, and an estimated monthly payment of R 0,00.
Relabelled for Shari’ah compliance
A laptop on a desk at night showing Absa’s new car deals page: a filter bar for monthly instalment, retail price and interest rate, a row of make chips, and a listing card for a BYD Atto 2 Dmi Comfort with its monthly instalment, deposit, retail price, interest rate and loan terms beside a photograph of the car.
The busiest page in the set
Absa’s new car deals page: the headline New car deals, Drive for less! over a cash-back offer with a Terms and Conditions button and an illustration of a red car tied with a bow, then a View new cars on offer section with filters and listing cards for a BYD Atto 2 and two iCAUR V23 models.
A promotion, held to the pattern

(The call)The Shari’ah-compliant product got the same calculator as the standard one, with five labels changed. Interest rate became profit mark-up.

Two products, two calculators is the safe answer, and its appeal is real: nothing on the Shari’ah-compliant page could ever inherit wording from the standard one by accident. The cost is that they drift. Both carry the same rate today, and the day it changes somebody has to know there are two places to change it. A Shari’ah-compliant page showing a stale rate, or quietly reverting to the word interest after an edit, is a worse failure than anything five shared labels can produce.

The live site

What I learned

I was on the next project before this one reached development. A pattern is built for exactly that: it has to work without the person who made it.

I have not seen the analytics since it went live, so I cannot tell you it converted better and I am not going to imply it. What I can point at is on the live site and open to anyone: one shape holding all of them, a calculator that is correct in two products instead of two that drift apart, and two utility pages nobody needed a designer for.

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